Blue Trust Loans Closed
Lac Courte Oreilles Band (Hummingbird Funds) · 2016–2022
Blue Trust Loans didn't really close — it was renamed eLoanWarehouse in May 2022. Same tribe, same terms. But unlike the Lac du Flambeau brands, no settlement ever cancelled its debts.
Do I still owe Blue Trust Loans?
- Debt relief
- No public refund program — debts effectively in limbo
- Closed
- 2022
Quietly stopped lending after rent-a-tribe class actions; Hummingbird Funds LLC dissolved Nov 2023.
Blue Trust Loans at a glance
Closed- Owning tribe
- Lac Courte Oreilles Band (Hummingbird Funds)
- Lending since
- 2016
- Loan amounts
- $100–$3,000
- APR range
- 472–841%
- Product
- installment
- Website
- bluetrustloans.com
What a Blue Trust Loans loan cost
Blue Trust Loans lent $100 to $3,000 at APRs of roughly 472–841% until it stopped lending around 2022. Its operating entity, Hummingbird Funds LLC, was dissolved in November 2023.
Unlike the Lac du Flambeau brands, Blue Trust borrowers got no settlement: there is no public refund program, which leaves old balances in an unresolved limbo — one reason people still search whether they owe it.
The rebrand to eLoanWarehouse
Blue Trust Loans was operated by Hummingbird Funds LLC under the Lac Courte Oreilles Band of Lake Superior Chippewa in Hayward, Wisconsin. In May 2022 the operation was renamed eLoanWarehouse — run today by Lac Courte Oreilles Financial Services II and Opichi Funds — with the same tribe and materially the same product.
Blue Trust quietly stopped lending after a series of rent-a-tribe class actions, and Hummingbird Funds was dissolved in November 2023. No settlement cancelled its loans, so a Blue Trust balance is best challenged on state-law grounds: if the rate exceeded your state's cap, the loan may be void.
Frequently asked questions
Is Blue Trust Loans the same as eLoanWarehouse?
Yes. Blue Trust Loans was renamed eLoanWarehouse in May 2022 — the same Lac Courte Oreilles operation with materially the same terms, under new entities (LCO Financial Services II and Opichi Funds).
Why did Blue Trust Loans stop lending?
It quietly wound down around 2022 following rent-a-tribe class actions, and its entity Hummingbird Funds LLC was dissolved in November 2023. The tribe’s lending continues as eLoanWarehouse.
This brand is one of many that stopped lending — and in several cases the balances were legally wiped out in a settlement. See the full picture: which tribal lenders shut down, and were the debts cancelled?