Every tribal lender, by tribe and APR

We currently document 143 tribal lending brands owned by or affiliated with 28 tribes: 41 confirmed lending today, 74 on our watchlist pending verification, and 28 that have shut down. The true number is unknowable — brands launch, rebrand and close constantly, and one tribal lending authority often operates a dozen trading names at once.

A genuine tribal lending company is a business entity chartered by a federally recognised tribe and operating under that tribe's lending code — not a company that merely sounds Native American. The test is whether one specific, named tribe owns the lending entity. Many sites marketing "tribal loans" are lead generators, and some brands are non-tribal financiers using a tribal name under licence, which is the arrangement courts have repeatedly unwound.

No — and that is deliberate. 41 are confirmed lending, 74 are on the watchlist where we have not verified current activity, and 28 are closed. We keep closed brands listed because collectors still pursue old balances, and in several cases those debts were legally cancelled in settlements.

Each entry is built from tribal corporate and lending-authority records, the lender's own published rate disclosures, federal and state court dockets, and CFPB, FTC and state regulator actions. We take no payment from any lender and sell no leads. Where a figure cannot be sourced, the field is left empty rather than estimated.