Buffalo Lake Lending vs Northcash
Both are tribal installment lenders charging triple-digit APRs, so this is not a contest of good options — it is about which is less expensive and less risky. Northcash scores higher (2.3 vs 2.1), but the right pick depends on what you need.
| Feature | Buffalo Lake Lending | Northcash |
|---|---|---|
| Our score (/10) | 2.1 | 2.3 |
| APR range | ≈700% (reported) | 720–795% |
| Loan amounts | $200–$2,000 | $300–$1,500 |
| Product | installment | installment |
| Owning tribe | Crow Creek Sioux Tribe | Fort Belknap Indian Community |
| Lending since | 2022 | 2013 |
Pick Buffalo Lake Lending if…
- Lower maximum APR (700% vs 795%)
- Larger loans available (up to $2,000)
Skip Buffalo Lake Lending if…
- You live in a state it does not lend to: Arkansas, Connecticut, Georgia, Maryland and 8 more.
- You want to see the APR before you apply — it publishes none; the rate appears only in the agreement.
Pick Northcash if…
- Longer track record (lending since 2013)
- Higher overall score (2.3 vs 2.1)
Skip Northcash if…
- You live in a state it does not lend to: Arkansas, California, Georgia, Maryland and 6 more.
- You need a lender we can confirm is still making loans — its status is unconfirmed.
Our take on each
Search Buffalo Lake Lending and you will find sites offering it at 5.99–35.99% APR. Those sites are typosquats — near-identical domains publishing fake rates to harvest applications. The real lender publishes no APR, is described in complaints as charging close to 700%, carries a Washington regulatory alert, and has a complaint on file from a borrower who repaid $1,011.06 on a $640 loan and was told he still owed over $500.
Multiple loan-review aggregators report that Northcash has quietly stopped originating new loans — even though its site is still up. If you are searching whether it's still open, the answer appears to be: barely, if at all.