Sunny Day Lending vs Green Arrow Loans
Both are tribal installment lenders charging triple-digit APRs, so this is not a contest of good options — it is about which is less expensive and less risky. Green Arrow Loans scores higher (2.3 vs 1.9), but the right pick depends on what you need.
| Feature | Sunny Day Lending | Green Arrow Loans |
|---|---|---|
| Our score (/10) | 1.9 | 2.3 |
| APR range | Never disclosed | 804–845% (documented) |
| Loan amounts | $300–$2,500 | $200–$1,500 |
| Product | installment | installment |
| Owning tribe | Rosebud Sioux Tribe | Big Valley Band of Pomo Indians |
| Lending since | 2022 | 2019 |
Pick Sunny Day Lending if…
- Larger loans available (up to $2,500)
Skip Sunny Day Lending if…
- You live in a state it does not lend to: Arkansas, Connecticut, Georgia, Hawaii and 14 more.
- You want to know the price before you apply — we found no rate it has ever published.
Pick Green Arrow Loans if…
- Longer track record (lending since 2019)
- Higher overall score (2.3 vs 1.9)
Skip Green Arrow Loans if…
- You live in a state it does not lend to: Arkansas, Colorado, Connecticut, Georgia and 11 more.
- You want to see the APR before you apply — it publishes none; the rate appears only in the agreement.
Our take on each
Sunny Day Lending’s FAQ contains a sentence worth reading twice: "State laws and interest rate regulations do not apply to this lender." That is not our characterization of tribal lending — it is the company describing, in writing, the entire reason it exists. It also declines to lend in South Dakota, where the tribe that owns it is located.
One of the men named as running Green Arrow Loans is a sitting Henderson, Nevada city councilman — and the lender has been hit with six federal rent-a-tribe class actions since 2022.