Sunny Day Lending vs Green Arrow Loans
Both are tribal installment lenders charging triple-digit APRs, so this is not a contest of good options — it is about which is less expensive and less risky. Green Arrow Loans scores higher (2.3 vs 1.9), but the right pick depends on what you need.
| Feature | Sunny Day Lending | Green Arrow Loans |
|---|---|---|
| Our score (/10) | 1.9 | 2.3 |
| APR range | 400–795% | 400–825% |
| Loan amounts | $300–$2,500 | $200–$1,500 |
| Product | installment | installment |
| Owning tribe | Rosebud Sioux Tribe | Big Valley Band of Pomo Indians |
| Lending since | 2022 | 2019 |
Pick Sunny Day Lending if…
- Lower maximum APR (795% vs 825%)
- Larger loans available (up to $2,500)
Pick Green Arrow Loans if…
- Longer track record (lending since 2019)
- Higher overall score (2.3 vs 1.9)
Our take on each
Sunny Day Lending’s FAQ contains a sentence worth reading twice: "State laws and interest rate regulations do not apply to this lender." That is not our characterisation of tribal lending — it is the company describing, in writing, the entire reason it exists. It also declines to lend in South Dakota, where the tribe that owns it is located.
One of the men named as running Green Arrow Loans is a sitting Henderson, Nevada city councilman — and the lender has been hit with six federal rent-a-tribe class actions since 2022.