Every case below is worth understanding, but none of them wipes your balance. That question falls back to your state: in nine states, triple-digit loans are void and nothing is legally owed — which is a stronger position than any settlement.
The cases
The Menominee (Wolf River) RICO cases
rulingOne tribal officer, five storefronts, outside money
The Menominee Indian Tribe’s lending runs through the Wolf River Development Company, and a run of federal RICO suits maps the family by naming the same tribal lending officer — Crystal Chapman-Chevalier — in every one. Crane Lending LLC d/b/a Crane Finance (Knotts, S.D. Ind. 1:22-cv-01511). Northern Star Lending LLC (Trawick 1:24-cv-01276).
Eagle Lending LLC d/b/a FineDay Funds (Snowden-Cole 1:25-cv-02074). East Line Lending LLC (Hall 1:24-cv-01385) — whose domain is now hijacked to a photo-editing site. West Side Lending LLC (Kalkbrenner 1:22-cv-00420).
The non-tribal money named across them includes New Platform Fund LLC, Pinnacle Acquisitions LLC, DMP Investments and the Texas payday figure William Cheney Pruett, with North American Banking Company as the rent-a-bank originator and Viking Client Services collecting. None of these individual suits produced consumer relief we could confirm.
✕ No payout borrowers can claim
What to do if you are still being collected from
- Check your loan date first. Relief in this industry is bounded by a window, and the boundary is where people lose. A Mountain Summit loan from February 2021 was not cancelled while its sister brands' were; a Lac du Flambeau loan after 1 October 2023 falls outside the $1.4 billion Fitzgerald cancellation.
- Check your state before you negotiate. In nine states, loans above the rate cap are void — nothing is owed regardless of the contract or any settlement. See where tribal loans are void.
- Do not pay to make it stop. A payment can restart the statute of limitations on a debt that may already be unenforceable. It is the most expensive reflex in debt collection.
- Demand written validation within 30 days of first contact: the original agreement, the full payment history, and proof the collector owns the debt. Chains of sale on tribal loans are frequently incomplete.
- Revoke ACH authorisation in writing — to the lender and, separately, to your bank. Telling only one of the two is the common mistake.
Our full walkthrough is in how to get out of a tribal loan, and can tribal lenders sue you covers what they can and cannot actually do.
Frequently asked questions
Is there a lawsuit against Fineday Funds?
Yes — The Menominee (Wolf River) RICO cases (S.D. Ind. and others — several pending). Outcome: One tribal officer, five storefronts, outside money. It did not produce a payout you can claim.
Do I still owe my Fineday Funds loan?
No case has cancelled Fineday Funds debt. Whether it is enforceable comes down to your state: in nine states, loans above the rate cap are void and nothing is legally owed regardless of the contract. Elsewhere, demand written validation from anyone collecting.
Can I claim money from a Fineday Funds settlement?
There is no live claims site for Fineday Funds. In this industry that is the norm rather than the exception: relief, where it exists, is usually automatic — the administrator uses the lender's own records and pays without a form — or it never reaches borrowers at all.