White Hills Cash Watchlist
Tribal ownership unverified
The only primary record we located is Abrams v. White Hills Cash LLC (Bankr. N.D. Ala. 13-00147), terminated March 2014 — which suggests the brand is long gone. No source we could check names an owning tribe, publishes its rates, or shows a live site.
White Hills Cash at a glance
- Owning tribe
- Tribal ownership unverified
- Lending since
- Unknown
- Loan amounts
- Never disclosed
- APR range
- Never disclosed
- Product
- installment
Skip White Hills Cash if…
- You need a lender we can confirm is still making loans — its status is unconfirmed.
- You want to know the price before you apply — we found no rate it has ever published.
Because White Hills Cash never published one that we could verify, and we do not print figures we cannot source. Comparison sites quote APRs for brands like this routinely; we went looking for where those numbers come from and could not find an origin for them.
What we can show you is the record: who the courts and regulators say is behind the brand, and whether any of it cancels your balance. If you hold an agreement from this lender, the TILA box inside it is the only rate that means anything — and it is worth keeping.
Frequently asked questions
Is White Hills Cash a tribal loan?
Yes. White Hills Cash is a tribal lending brand owned by the Tribal ownership unverified. That means it lends under tribal law and claims sovereign immunity from your state's interest-rate cap, rather than holding a state lending license. It has never published an APR we could source, which is itself a warning sign. Whether the loan is enforceable where you live depends on your state.
Is a White Hills Cash loan legal in my state?
It depends entirely on your state. High-cost tribal loans are effectively banned in nine states, where a loan above the rate cap can be void and not legally collectible, and restricted in many more. White Hills Cash claims tribal sovereign immunity from those caps — an argument courts have accepted in some cases and rejected in others. Check your state before you borrow, and especially before you pay a collector.
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