Native Village of Minto
This tribe operates 2 tribal lending brands through CreditServe, Inc. — 2 still lending and 0 closed. Across the portfolio, APRs span 400–750%.
Active brands
What this portfolio actually costs a borrower
APR is an abstraction until it has a dollar attached. Of the 2 brands we attribute to the Native Village of Minto, 2 publish a rate we could source, and those run 400–750%. At the top of that range, $1,000 borrowed over twelve months repays about $7,522 — $6,522 of it interest. That ceiling sits below the 795% median across every tribal lender we hold a rate for.
The earliest brand here dates to 2018. Brands in this industry rebrand and relaunch constantly, so a name disappearing rarely means the lending stopped — check the closed list above for successors.
Native Village of Minto lending — frequently asked
Which lenders does the Native Village of Minto own?
We document 2 lending brands attributed to the Native Village of Minto of AK: Minto Money, Birch Lending. 2 are still lending and 0 have closed. The lending business is run through CreditServe, Inc., which is the entity that appears in filings rather than the tribe itself.
What APR do Native Village of Minto lenders charge?
Across the 2 Native Village of Minto brands that publish a rate, APRs span 400–750%. At the top of that range, borrowing $1,000 for twelve months costs about $7,522 to repay — $6,522 of it interest. That ceiling sits below the 795% median across every tribal lender we hold a rate for.
Is CreditServe, Inc. the same as the Native Village of Minto?
No, and the distinction matters. CreditServe, Inc. is the operating entity named in filings; the tribe is the sovereign that charters it. Courts have repeatedly looked past the tribal name on the door to ask who actually funds the loans, sets the rates and takes the profit — which is the test that decided cases like the Western Sky and CashCall litigation.
Do I still owe a Native Village of Minto loan?
It depends on where you live, not on what you signed. A tribal loan that exceeds your state's rate cap may be void or uncollectable regardless of the contract terms, and we have no record of a settlement cancelling this tribe's balances. Check your state's rules before you keep paying.
Ownership is verified against each brand's own disclosures, state regulator alerts and court filings. Where a non-tribal operator is named in litigation, we list it above — the lending LLC and the tribe are not always the party actually running the business.
Most tribal brands are one of several run by the same tribe, often through the same non-tribal operator. See the full picture: which tribe owns which lender?