Turtle Mountain Band of Chippewa
This tribe operates 1 tribal lending brand through BlueChip Financial — 1 still lending and 0 closed. Across the portfolio, APRs span 490%.
Active brands
What this portfolio actually costs a borrower
APR is an abstraction until it has a dollar attached. Of the 1 brand we attribute to the Turtle Mountain Band of Chippewa, 1 publish a rate we could source, and those run 490%. At the top of that range, $1,000 borrowed over twelve months repays about $4,982 — $3,982 of it interest. That ceiling sits below the 795% median across every tribal lender we hold a rate for.
The earliest brand here dates to 2012. Brands in this industry rebrand and relaunch constantly, so a name disappearing rarely means the lending stopped — check the closed list above for successors.
Turtle Mountain Band of Chippewa lending — frequently asked
Which lenders does the Turtle Mountain Band of Chippewa own?
We document 1 lending brand attributed to the Turtle Mountain Band of Chippewa of ND: Spotloan. 1 is still lending and 0 have closed. The lending business is run through BlueChip Financial, which is the entity that appears in filings rather than the tribe itself.
What APR do Turtle Mountain Band of Chippewa lenders charge?
Across the 1 Turtle Mountain Band of Chippewa brand that publish a rate, APRs span 490%. At the top of that range, borrowing $1,000 for twelve months costs about $4,982 to repay — $3,982 of it interest. That ceiling sits below the 795% median across every tribal lender we hold a rate for.
Is BlueChip Financial the same as the Turtle Mountain Band of Chippewa?
No, and the distinction matters. BlueChip Financial is the operating entity named in filings; the tribe is the sovereign that charters it. Courts have repeatedly looked past the tribal name on the door to ask who actually funds the loans, sets the rates and takes the profit — which is the test that decided cases like the Western Sky and CashCall litigation.
Do I still owe a Turtle Mountain Band of Chippewa loan?
It depends on where you live, not on what you signed. A tribal loan that exceeds your state's rate cap may be void or uncollectable regardless of the contract terms, and we have no record of a settlement cancelling this tribe's balances. Check your state's rules before you keep paying.
Ownership is verified against each brand's own disclosures, state regulator alerts and court filings. Where a non-tribal operator is named in litigation, we list it above — the lending LLC and the tribe are not always the party actually running the business.
Most tribal brands are one of several run by the same tribe, often through the same non-tribal operator. See the full picture: which tribe owns which lender?