Tribal installment loan
The dominant tribal product: a fixed-payment loan repaid over months — at 400–800% APR.
What "tribal installment loan" means
A tribal installment loan is repaid in a set schedule of payments over weeks or months, rather than in one lump sum on payday. That structure is genuinely safer than a single-payment payday loan because it has a finish line — but "installment" says nothing about price, and these routinely run 400–800% APR.
It is the most common product across our lender database. The interest is usually front-loaded, so early payments barely reduce principal — judge one on the total of payments, not the monthly figure.