One case produced real relief for Greenline Loans borrowers. Relief in this industry is almost always limited to loans taken inside a specific window, and the settlement sites that would let you check are usually gone. The dates below decide whether it reaches you.
Does it cover your Greenline Loans loan?
- Fitzgerald v. Wildcat covers Greenline Loans loans made July 24, 2016 through October 1, 2023. By the same dates, a loan made on or after October 2, 2023 is outside it.
Greenline Loans dates to 2017. The date that counts is the origination date printed on your loan agreement — not when you last paid.
Ownership and the settlement
Greenline Loans is operated by Waawaatesi, LLC (also behind "Quick Help Loans"), a lending company of the Lac du Flambeau Band of Lake Superior Chippewa in Wisconsin — part of the LDF Holdings family with Lendumo, Loan at Last, Lendgreen and Makwa.
It is covered by the Fitzgerald v. Wildcat settlement: LDF-brand loans made between July 24, 2016 and October 1, 2023 were cancelled if unpaid (part of ~$1.4 billion in cancellations plus a $37.35M fund), with tribal officials agreeing to request tradeline deletion. If you have a Greenline balance from that window, check the settlement first.
The cases
Fitzgerald v. Wildcat (Lac du Flambeau brands)
settlement~$1.4B in loans cancelled + $37.35M fund
The largest tribal-lending settlement to date cancelled roughly $1.4 billion in loan debt across the Lac du Flambeau Band’s ~20 brands (Lendumo, Lendgreen, Makwa, Sky Trail Cash and others) for loans made July 24, 2016 through October 1, 2023, plus a $37.35 million cash fund.
✓ Produced relief for borrowers
What to do if you are still being collected from
- Check your loan date first. Relief in this industry is bounded by a window, and the boundary is where people lose. A Mountain Summit loan from February 2021 was not cancelled while its sister brands' were; a Lac du Flambeau loan after 1 October 2023 falls outside the $1.4 billion Fitzgerald cancellation.
- Check your state before you negotiate. In nine states, loans above the rate cap are void — nothing is owed regardless of the contract or any settlement. See where tribal loans are void.
- Do not pay to make it stop. A payment can restart the statute of limitations on a debt that may already be unenforceable. It is the most expensive reflex in debt collection.
- Demand written validation within 30 days of first contact: the original agreement, the full payment history, and proof the collector owns the debt. Chains of sale on tribal loans are frequently incomplete.
- Revoke ACH authorization in writing — to the lender and, separately, to your bank. Telling only one of the two is the common mistake.
Our full walkthrough is in how to get out of a tribal loan, and can tribal lenders sue you covers what they can and cannot actually do.
Frequently asked questions
Is there a lawsuit against Greenline Loans?
Yes — Fitzgerald v. Wildcat (Lac du Flambeau brands) (W.D. Va. — final approval Dec 2024). Outcome: ~$1.4B in loans cancelled + $37.35M fund. It did produce relief for borrowers.
Do I still owe my Greenline Loans loan?
Possibly not — Fitzgerald v. Wildcat produced relief covering Greenline Loans. Check the loan dates on this page: relief in this industry is almost always limited to a specific window. Outside it, your state's rate cap decides — in nine states these loans are void and nothing is owed.
Can I claim money from a Greenline Loans settlement?
A claims process existed at consumerloansettlement.com. Check whether it is still open — these sites are decommissioned once distribution completes, and several in this industry are now blank pages.