Greenline Loans Watchlist
Lac du Flambeau Band (Waawaatesi LLC) · lending since 2017
Greenline Loans currently displays "Not Currently Lending" on its own rates page — and its pre-October-2023 loans were cancelled in the $1.4B Lac du Flambeau settlement.
Greenline Loans at a glance
- Owning tribe
- Lac du Flambeau Band (Waawaatesi LLC)
- Lending since
- 2017
- Loan amounts
- $100–$3,000
- APR range
- Never disclosed
- Product
- installment
- Website
- greenlineloans.com
What a Greenline Loans loan really costs
Greenline Loans (also marketed as "Quick Help Loans") historically offered cash-advance and installment loans of $200–$1,000+, with rates ProPublica documented well into the hundreds of percent.
As of this writing its Rates & Terms page displays "Not Currently Lending," so it may not be issuing new loans — but existing balances and the settlement still matter.
- No prepayment penalty; encourages early payoff.
- Pre-October 2023 loans were cancelled in the Fitzgerald settlement.
- Historic APRs ran into the hundreds of percent (cash-advance rates were extreme).
- Appears to have paused new lending ("Not Currently Lending").
- Underwrites on alternative bureaus; no major-bureau credit building.
- Part of the litigated Lac du Flambeau brand family.
Skip Greenline Loans if…
- You live in a state it does not lend to: Arkansas, Colorado, Connecticut, Georgia and 16 more.
- You need a lender we can confirm is still making loans — its status is unconfirmed.
- You want to know the price before you apply — we found no rate it has ever published.
Where Greenline Loans lends
Greenline’s excluded-state list is long (20+ states) and varies by page; it also excludes Puerto Rico.
By its own terms, Greenline Loans does not lend to residents of:
Does Greenline Loans report to credit bureaus?
Greenline verifies applicants through Clarity, FactorTrust and MicroBilt, and does not confirm furnishing on-time payments to the major bureaus — so it will not build credit.
Ownership and the settlement
Greenline Loans is operated by Waawaatesi, LLC (also behind "Quick Help Loans"), a lending company of the Lac du Flambeau Band of Lake Superior Chippewa in Wisconsin — part of the LDF Holdings family with Lendumo, Loan at Last, Lendgreen and Makwa.
Frequently asked questions
Is Greenline Loans still lending?
Its own Rates & Terms page currently displays "Not Currently Lending," so it may have paused new loans. Existing balances from July 2016–October 2023 were cancelled in the Fitzgerald v. Wildcat settlement if unpaid.
Is Greenline Loans the same as Quick Help Loans?
Yes — both are marketed by Waawaatesi, LLC under the Lac du Flambeau Band, part of the LDF Holdings lending family.
Do I still owe Greenline?
If your loan was made between July 24, 2016 and October 1, 2023 and is unpaid, it was cancelled under the Fitzgerald settlement, and tribal officials agreed to request deletion of the tradeline. Check consumerloansettlement.com.
Is Greenline Loans a tribal loan?
Yes. Greenline Loans is a tribal lending brand owned by the Lac du Flambeau Band in WI. That means it lends under tribal law and claims sovereign immunity from your state's interest-rate cap, rather than holding a state lending license. It has never published an APR we could source, which is itself a warning sign. Whether the loan is enforceable where you live depends on your state.
What does a loan from Greenline Loans cost?
Greenline Loans lends $100–$3,000, and never disclosed an APR we could verify. Do not assume a rate from a comparison site: get it in writing from the lender before you sign.
Is a loan from Greenline Loans legal in my state?
It depends entirely on your state. High-cost tribal loans are effectively banned in nine states, where a loan above the rate cap can be void and not legally collectible, and restricted in many more. Greenline Loans claims tribal sovereign immunity from those caps — an argument courts have accepted in some cases and rejected in others. Check your state before you borrow, and especially before you pay a collector.
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