Inbox Loan Watchlist
Kashia Band of Pomo Indians (Kashia Services) · lending since 2019
The BBB now lists Inbox Loan as no longer in business — but the Kashia Band brand still surfaces in searches, and old balances and collectors can outlive the lender.
Inbox Loan at a glance
- Owning tribe
- Kashia Band of Pomo Indians (Kashia Services)
- Lending since
- 2019
- Loan amounts
- $200–$5,000
- APR range
- Never disclosed
- Product
- installment
- Website
- inboxloan.com
What an Inbox Loan loan really costs
Inbox Loan offered installment loans of $200–$1,500 for first-timers and up to $5,000 for returning borrowers, at triple-digit APRs disclosed only after application.
The most important fact for anyone searching it now: the BBB indicates Inbox Loan is no longer in business, so it appears to have wound down — though old balances and any collector activity can persist after a lender stops lending.
- Returning borrowers could reach up to $5,000.
- Appears to have stopped originating, limiting new harm.
- Historic APRs were triple-digit; the rate showed only after applying.
- BBB indicates the business is no longer operating.
- A separate marketing domain disclaimed being the actual lender.
- No published excluded-states list; flagged unlicensed by Washington’s DFI.
Skip Inbox Loan if…
- You need a lender we can confirm is still making loans — its status is unconfirmed.
- You want to know the price before you apply — we found no rate it has ever published.
Where Inbox Loan lends
Inbox Loan did not publish a fixed excluded-states list. Washington’s DFI flagged the Kashia Band lender as unlicensed.
Does Inbox Loan report to credit bureaus?
Inbox Loan underwrote on alternative data and did not confirm major-bureau reporting, so it would not have built credit.
Who owned Inbox Loan
Inbox Loan operated under the Kashia Band of Pomo Indians of the Stewarts Point Rancheria in Sonoma County, California — the same tribe behind Blue Mountain Loans and Better Day Loans. A separate marketing domain (inboxloan.net) explicitly disclaimed being the lender of record.
With the BBB now listing the business as closed, treat any collection on an old Inbox Loan balance with particular caution and verify it is even enforceable in your state.
Frequently asked questions
Is Inbox Loan still operating?
The BBB indicates Inbox Loan is no longer in business, so it appears to have stopped issuing new loans. If a collector contacts you about an old Inbox Loan balance, verify who owns the debt and whether it is enforceable in your state before paying.
What tribe owned Inbox Loan?
The Kashia Band of Pomo Indians of the Stewarts Point Rancheria in California, which also runs Blue Mountain Loans and Better Day Loans.
What was the APR on an Inbox Loan?
Triple-digit, disclosed only after you applied. If you still owe a balance, check whether the rate exceeded your state’s cap — it may be void.
Is Inbox Loan a tribal loan?
Yes. Inbox Loan is a tribal lending brand owned by the Kashia Band of Pomo Indians in CA. That means it lends under tribal law and claims sovereign immunity from your state's interest-rate cap, rather than holding a state lending license. It has never published an APR we could source, which is itself a warning sign. Whether the loan is enforceable where you live depends on your state.
What does a loan from Inbox Loan cost?
Inbox Loan lends $200–$5,000, and never disclosed an APR we could verify. Do not assume a rate from a comparison site: get it in writing from the lender before you sign.
Is a loan from Inbox Loan legal in my state?
It depends entirely on your state. High-cost tribal loans are effectively banned in nine states, where a loan above the rate cap can be void and not legally collectible, and restricted in many more. Inbox Loan claims tribal sovereign immunity from those caps — an argument courts have accepted in some cases and rejected in others. Check your state before you borrow, and especially before you pay a collector.
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