West Side Lending Watchlist
Menominee Indian Tribe (West Side Lending LLC)
A Menominee brand — West Side Lending LLC, named with the Wolf River Development Company and Crystal Chapman-Chevalier in Kalkbrenner (S.D. Ind. 1:22-cv-00420), Morgan (1:22-cv-03674) and Sullivan (3:23-cv-08635). The dockets name the non-tribal money: New Platform Fund LLC, Red Cypress Group, and North American Banking Company as the rent-a-bank originator. Rates and loan amounts unverified.
West Side Lending at a glance
- Owning tribe
- Menominee Indian Tribe (West Side Lending LLC)
- Lending since
- Unknown
- Loan amounts
- Never disclosed
- APR range
- Never disclosed
- Product
- installment
- Website
- westsidelending.com
Skip West Side Lending if…
- You need a lender we can confirm is still making loans — its status is unconfirmed.
- You want to know the price before you apply — we found no rate it has ever published.
Because West Side Lending never published one that we could verify, and we do not print figures we cannot source. Comparison sites quote APRs for brands like this routinely; we went looking for where those numbers come from and could not find an origin for them.
What we can show you is the record: who the courts and regulators say is behind the brand, and whether any of it cancels your balance. If you hold an agreement from this lender, the TILA box inside it is the only rate that means anything — and it is worth keeping.
Frequently asked questions
Is West Side Lending a tribal loan?
Yes. West Side Lending is a tribal lending brand owned by the Menominee Indian Tribe in WI. That means it lends under tribal law and claims sovereign immunity from your state's interest-rate cap, rather than holding a state lending license. It has never published an APR we could source, which is itself a warning sign. Whether the loan is enforceable where you live depends on your state.
Is a West Side Lending loan legal in my state?
It depends entirely on your state. High-cost tribal loans are effectively banned in nine states, where a loan above the rate cap can be void and not legally collectible, and restricted in many more. West Side Lending claims tribal sovereign immunity from those caps — an argument courts have accepted in some cases and rejected in others. Check your state before you borrow, and especially before you pay a collector.
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