Otoe-Missouria Tribe
This tribe operates 4 tribal lending brands — 2 still lending and 2 closed. Across the portfolio, APRs span 349–780%.
Debt cancellation across this tribe's brands
- ALL Great Plains debts cancelled (any origination date) under Think Finance settlements
- Yes — the Solomon v. American Web Loan settlement (final approval 9 July 2021) cancelled $100.5M of class-period loans AWL still held, and also cancelled debt it had already SOLD, including ~$218M held by three third-party debt buyers and balances at Northwood Asset Management.
Settlement claim sites: thinkfinancesettlement.com. If your loan falls in a covered window, check whether the debt was cancelled before paying anyone.
Active brands
Closed brands
Court record for this tribe's brands
2 cases in our database touch a brand attributed to the Otoe-Missouria Tribe , and one of them cancelled or refunded borrower money. This is the record that decides whether an old balance is still collectable.
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Arbitration clause thrown out
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~$1B total relief; $384M CFPB distribution
Borrower relief
What this portfolio actually costs a borrower
APR is an abstraction until it has a dollar attached. Of the 4 brands we attribute to the Otoe-Missouria Tribe, 4 publish a rate we could source, and those run 349–780%. At the top of that range, $1,000 borrowed over twelve months repays about $7,819 — $6,819 of it interest. That ceiling sits below the 795% median across every tribal lender we hold a rate for.
The earliest brand here dates to 2010. The most recent closure was in 2021. Brands in this industry rebrand and relaunch constantly, so a name disappearing rarely means the lending stopped — check the closed list above for successors.
Otoe-Missouria Tribe lending — frequently asked
Which lenders does the Otoe-Missouria Tribe own?
We document 4 lending brands attributed to the Otoe-Missouria Tribe of OK: WithU Loans, American Web Loan, Great Plains Lending, Clear Creek Lending. 2 are still lending and 2 have closed.
What APR do Otoe-Missouria Tribe lenders charge?
Across the 4 Otoe-Missouria Tribe brands that publish a rate, APRs span 349–780%. At the top of that range, borrowing $1,000 for twelve months costs about $7,819 to repay — $6,819 of it interest. That ceiling sits below the 795% median across every tribal lender we hold a rate for.
Have Otoe-Missouria Tribe lenders been sued?
Yes. 2 cases in our database touch a brand attributed to this tribe, and one of them cancelled or refunded borrower money. The most recent is Harris v. W6LS (WithU Loans) (2026, 7th Cir. (No. 24-2056)). Litigation history is the single best predictor of whether an old balance is still collectable.
Do I still owe a Otoe-Missouria Tribe loan?
Possibly not. Balances on Otoe-Missouria Tribe brands were cancelled in settlements — check the claim details above before paying any collector, because collectors do still pursue debts that were legally wiped out. Whether a loan is enforceable also depends on your own state: nine states void these loans outright.
Ownership is verified against each brand's own disclosures, state regulator alerts and court filings. Where a non-tribal operator is named in litigation, we list it above — the lending LLC and the tribe are not always the party actually running the business.
Most tribal brands are one of several run by the same tribe, often through the same non-tribal operator. See the full picture: which tribe owns which lender?