Rosebud Sioux Tribe
This tribe operates 12 tribal lending brands through Rosebud Economic Development Corp. (REDCO) — 12 still lending and 0 closed. Across the portfolio, APRs span 400–795%.
Active brands
Court record for this tribe's brands
2 cases in our database touch a brand attributed to the Rosebud Sioux Tribe . This is the record that decides whether an old balance is still collectable.
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The rent-a-tribe layers, named in the filings
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Arbitration waived; operator later SEC-charged
What this portfolio actually costs a borrower
APR is an abstraction until it has a dollar attached. Of the 12 brands we attribute to the Rosebud Sioux Tribe, 4 publish a rate we could source, and those run 400–795%. At the top of that range, $1,000 borrowed over twelve months repays about $7,968 — $6,968 of it interest.
The remaining 8 brands never published a rate we could verify. We leave those out of the range rather than estimate them, which is why the span above covers 4 of 12 brands and not all of them.
The earliest brand here dates to 2017. Brands in this industry rebrand and relaunch constantly, so a name disappearing rarely means the lending stopped — check the closed list above for successors.
Rosebud Sioux Tribe lending — frequently asked
Which lenders does the Rosebud Sioux Tribe own?
We document 12 lending brands attributed to the Rosebud Sioux Tribe of SD: MyQuickWallet, Three Sticks Lending, Willow Lake Lending, Sunny Day Lending, Riverstone Lending, Cascade Springs Credit, Two Blocks Lending, Big Star Credit, ZocaLoans, Arrow Credit, Black Hills Credit, Arrow Financial (Rosebud). 12 are still lending and 0 have closed. The lending business is run through Rosebud Economic Development Corp. (REDCO), which is the entity that appears in filings rather than the tribe itself.
What APR do Rosebud Sioux Tribe lenders charge?
Across the 4 Rosebud Sioux Tribe brands that publish a rate, APRs span 400–795%. At the top of that range, borrowing $1,000 for twelve months costs about $7,968 to repay — $6,968 of it interest. 8 of the tribe's brands never published a rate we could source, so they are excluded from that range rather than estimated.
Is Rosebud Economic Development Corp. (REDCO) the same as the Rosebud Sioux Tribe?
No, and the distinction matters. Rosebud Economic Development Corp. (REDCO) is the operating entity named in filings; the tribe is the sovereign that charters it. Courts have repeatedly looked past the tribal name on the door to ask who actually funds the loans, sets the rates and takes the profit — which is the test that decided cases like the Western Sky and CashCall litigation.
Have Rosebud Sioux Tribe lenders been sued?
Yes. 2 cases in our database touch a brand attributed to this tribe. The most recent is The Black Hills Credit / Cascade Springs cases (2026, S.D. Ind., N.D. Ill., C.D. Ill. — several pending). Litigation history is the single best predictor of whether an old balance is still collectable.
Do I still owe a Rosebud Sioux Tribe loan?
It depends on where you live, not on what you signed. A tribal loan that exceeds your state's rate cap may be void or uncollectable regardless of the contract terms, and we have no record of a settlement cancelling this tribe's balances. Check your state's rules before you keep paying.
Ownership is verified against each brand's own disclosures, state regulator alerts and court filings. Where a non-tribal operator is named in litigation, we list it above — the lending LLC and the tribe are not always the party actually running the business.
Most tribal brands are one of several run by the same tribe, often through the same non-tribal operator. See the full picture: which tribe owns which lender?