MyQuickWallet Watchlist
Rosebud Sioux Tribe (REDCO)
MyQuickWallet is one of the most-searched tribal loan brands in America, and one of the least understood — because nothing about the name tells you what it is. It reads like a budgeting app. It is a storefront of the Rosebud Sioux Tribe’s lending operation, which carries an F rating and 205 complaints on the file it shares with Sunny Day Lending, Three Sticks and a dozen others.
MyQuickWallet at a glance
Watchlist- Owning tribe
- Rosebud Sioux Tribe (REDCO)
- Lending since
- Unknown
- Loan amounts
- Never disclosed
- APR range
- Never disclosed
- Product
- installment
- Website
- myquickwallet.com
What a MyQuickWallet loan really costs
MyQuickWallet publishes no rate, amount range or fee schedule we could verify. We state none, and we would treat any figure a comparison site attaches to this name as unsourced.
What the name is doing, though, is worth naming. "MyQuickWallet" sounds like a fintech convenience — the sort of thing that moves your own money around.
It is a lending storefront run by the Rosebud Economic Development Corporation, the same operation behind Sunny Day Lending, whose FAQ tells borrowers outright that "state laws and interest rate regulations do not apply to this lender."
That is the tell. When a lender at this tier gives itself a soft, generic name, the softness is the marketing. The loan underneath is the same triple-digit product its bluntly-named siblings sell — you are just less likely to brace for it.
The only rate that will ever bind you is the one in your own TILA disclosure. Read it before you sign, because at MyQuickWallet it is the first rate you will see.
- Owner is documented — named on the Rosebud Lending BBB profile
- Publishes no APR, loan range or fees we could find
- Shares an F-rated BBB file (205 complaints) with the rest of the Rosebud family
- The neutral, app-like name obscures that it is a triple-digit tribal lender
- Sister brand Sunny Day tells borrowers "state laws and interest rate regulations do not apply"
Where MyQuickWallet lends
No excluded-state list is published for MyQuickWallet that we could find. Its sister brand Sunny Day excludes eighteen states — including South Dakota, the Rosebud Sioux Tribe’s own home state.
Does MyQuickWallet report to credit bureaus?
No evidence MyQuickWallet reports to Equifax, Experian or TransUnion — assume repayment builds no conventional credit.
The Rosebud family underwrites through the specialty bureaus (Clarity, DataX, FactorTrust, Teletrack).
A default can reach the main bureaus through a collector.
One F-rated file, a dozen names
MyQuickWallet is not a company so much as a name.
Its BBB record is the Rosebud Lending file — an F rating with 205 complaints — which lists MyQuickWallet alongside Three Sticks Lending, Willow Lake Lending, Sunny Day Lending, ZocaLoans, Cascade Springs Credit, Big Star Credit, Riverstone Lending and more, all as trading names of one operation run by the Rosebud Economic Development Corporation.
The complaints on that shared file describe the pattern you would expect: automatic withdrawals continuing after payoff, balances that do not fall, and — in one review — a "deposit for a loan I never signed for or requested."
Because the file is shared, a complaint about any sibling is, in effect, a complaint about MyQuickWallet.
This is the Rosebud version of a structure we have documented across the industry: one operator, many storefronts, deliberately un-obvious names. The Wakpamni operation runs 45 of them. Rosebud runs its own set. MyQuickWallet is simply the one that happens to catch the most searches.
Frequently asked questions
Who owns MyQuickWallet?
The Rosebud Sioux Tribe, through its Rosebud Economic Development Corporation. The Rosebud Lending BBB profile lists MyQuickWallet among its trading names, with myquickwallet.com as one of its websites, on an F-rated file with 205 complaints.
Is MyQuickWallet a loan or a budgeting app?
A loan. Despite the app-like name, it is a tribal lending storefront run by the same operation as Sunny Day Lending and Three Sticks Lending — the kind of triple-digit-APR installment product this site documents, not a money-management tool.
What does a MyQuickWallet loan cost?
It publishes no rate we could find. Comparable Rosebud and Wakpamni brands run in the hundreds of percent; EnableLoans, in a related family, discloses 897.4762% APR. Rely only on the TILA box in your own agreement.
Is MyQuickWallet a tribal loan?
Yes. MyQuickWallet is a tribal lending brand owned by the Rosebud Sioux Tribe in SD. That means it lends under tribal law and claims sovereign immunity from your state's interest-rate cap, rather than holding a state lending licence. It has never published an APR we could source, which is itself a warning sign. Whether the loan is enforceable where you live depends on your state.
Is a MyQuickWallet loan legal in my state?
It depends entirely on your state. High-cost tribal loans are effectively banned in nine states, where a loan above the rate cap can be void and not legally collectible, and restricted in many more. MyQuickWallet claims tribal sovereign immunity from those caps — an argument courts have accepted in some cases and rejected in others. Check your state before you borrow, and especially before you pay a collector.
How this site works
We are an independent registry — not a lender, not a broker and not a lead generator. This lender did not pay to appear here and cannot pay to change what the review says. We take no money from any lender and sell no applications.
Entries are built from the lender's own published disclosures, tribal corporate and lending-authority records, federal and state court filings, and CFPB, FTC and state regulator actions. Of the 143 brands in the full list of tribal lenders, 41 are confirmed lending, 74 sit on a watchlist pending verification, and 28 have shut down. Where a figure cannot be sourced we leave it blank rather than estimate it — which is why some entries are deliberately incomplete.
Read how we score lenders and our editorial standards.