Harvest Moon Financial Closed
La Posta Band of Mission Indians · closed 2021
The third brand in the FTC v. Lead Express action, alongside Gentle Breeze Online and Green Stream Lending. Its domain, harvestmoonfinancial.com, is now unregistered — a genuinely clean ending, unlike Green Stream, whose name was re-registered by an unrelated impostor. Rates and loan amounts were never published anywhere we could verify.
Do I still owe Harvest Moon Financial?
- Collection status
- Stopped January 1, 2021
- Debt relief
- Yes — the February 2021 FTC order deemed nearly all outstanding debt paid in full, because the finance charges were entirely illegal. Operators (Takehisa Naito, Keishi Ikeda and eight companies) were permanently banned from lending.
- Cash fund
- None for borrowers. The $114.3M judgment was largely suspended for inability to pay; a separate $5,073,597 disgorgement was ordered against the La Posta Tribal Lending Enterprise, which told the FTC it would dissolve.
- Closed
- 2021
FTC v. Lead Express (D. Nev. 2:20-cv-00840) against the La Posta lending operation.
Harvest Moon Financial at a glance
Closed- Owning tribe
- La Posta Band of Mission Indians
- Lending since
- Unknown
- Loan amounts
- Never disclosed
- APR range
- Never disclosed
- Product
- installment
- Website
- harvestmoonfinancial.com
Full history page in progress.
This page currently shows verified registry data: closure, settlement and relief
status. The complete timeline — lawsuits, court documents, collector activity — is
written per our methodology before launch.
This brand is one of many that stopped lending — and in several cases the balances were legally wiped out in a settlement. See the full picture: which tribal lenders shut down, and were the debts cancelled?