Fox Hills Cash Watchlist

Wakpamni Lake Community Corp. (Oglala Sioux)

Fox Hills Cash was invisible until we read a court record the right way. Its name appears in no case caption — only in a party list, as "WLCC Lending FHC d/b/a Fox Hills Cash". That is how a brand with 3,600 monthly searches stays unlinked to the operation behind it: the storefront faces the public, the LLC faces the court, and the two only meet in a document most people never open.

1.8/10 TribalLenders score
Cost & transparency
0.5
Terms & flexibility
2.0
Funding speed
3.0
Complaint record
2.0
Legal standing
1.5

Fox Hills Cash at a glance

Watchlist
Owning tribe
Wakpamni Lake Community Corp. (Oglala Sioux)
Lending since
Unknown
Loan amounts
Never disclosed
APR range
Never disclosed
Website
foxhillscash.com

What a Fox Hills Cash loan really costs

No rate, amount range or fee schedule is published for Fox Hills Cash anywhere we could verify, so we state none.

The interesting part is how we established who owns it. It is not in any case caption. It surfaces as a party — "WLCC Lending FHC d/b/a Fox Hills Cash" — inside PURSLEY v. Black Hawk Financial (S.D. Ind. 1:25-cv-02088), a pending RICO action against another Wakpamni brand. The Wakpamni BBB profile independently lists Fox Hills Cash among its 45 trading names.

For cost, the family’s disclosures are the only guide: EnableLoans publishes 897.4762% APR, Bison Green a $200 loan costing $460.41. Fox Hills Cash shares their operator. Its own number lives only in the TILA box of a signed agreement.

Where it's less bad
  • Ownership is now documented — via a federal party record and the Wakpamni BBB profile
What to watch
  • Publishes no APR, loan range or fees we could find
  • Connected to its operator only through records the public rarely reads
  • One of 45 Wakpamni storefronts on one BBB file rated B with 122 complaints
  • Its listed sibling EnableLoans discloses 897.4762% APR

Where Fox Hills Cash lends

No published excluded-state list we could find. The Wakpamni family typically excludes South Dakota, the tribe’s own home state.

Does Fox Hills Cash report to credit bureaus?

No evidence of reporting to Equifax, Experian or TransUnion.

The family underwrites through specialty bureaus; default can reach the main three via a collector.

Apex Servicing, on the same BBB file, is the family’s collections arm.

How a brand hides in plain sight

The FHC in "WLCC Lending FHC" is the whole trick. Fox Hills Cash is what the borrower sees. WLCC Lending FHC is what a court sees.

Because the suffix, not the storefront, is the named legal entity, a search for "Fox Hills Cash lawsuit" returns little — the litigation is filed against the LLC, and only a party list connects the two.

We found the link because a party record spells out the d/b/a. Without that line, Fox Hills Cash would read as a standalone lender rather than one of 45 storefronts run by an Oglala Sioux corporation that has faced a steady run of RICO actions since 2021.

This is why the WLCC suffix matters to a borrower, not just to a researcher: relief obtained against one suffix does not reach the others. A judgment against WLCC Lending BGL (Bison Green) leaves WLCC Lending FHC (Fox Hills Cash) untouched.

Your position rests on your own state — in nine states these loans are void regardless.

Frequently asked questions

Who owns Fox Hills Cash?

The Wakpamni Lake Community Corporation, an Oglala Sioux entity. Court records name the operator as "WLCC Lending FHC d/b/a Fox Hills Cash", and the Wakpamni BBB profile lists it among 45 trading names.

Is there a lawsuit against Fox Hills Cash?

It appears as a party in PURSLEY v. Black Hawk Financial (S.D. Ind. 1:25-cv-02088), a pending RICO case against a sister Wakpamni brand. Searches turn up little because cases are filed against the LLC (WLCC Lending FHC), not the storefront name.

What does a Fox Hills Cash loan cost?

It publishes no rate we could find. Its sibling EnableLoans discloses 897.4762% APR. The only rate that binds you is the one in your own TILA disclosure.

Is Fox Hills Cash a tribal loan?

Yes. Fox Hills Cash is a tribal lending brand owned by the Wakpamni Lake Community Corp. in SD. That means it lends under tribal law and claims sovereign immunity from your state's interest-rate cap, rather than holding a state lending licence. It has never published an APR we could source, which is itself a warning sign. Whether the loan is enforceable where you live depends on your state.

Is a Fox Hills Cash loan legal in my state?

It depends entirely on your state. High-cost tribal loans are effectively banned in nine states, where a loan above the rate cap can be void and not legally collectible, and restricted in many more. Fox Hills Cash claims tribal sovereign immunity from those caps — an argument courts have accepted in some cases and rejected in others. Check your state before you borrow, and especially before you pay a collector.

How this site works

We are an independent registry — not a lender, not a broker and not a lead generator. This lender did not pay to appear here and cannot pay to change what the review says. We take no money from any lender and sell no applications.

Entries are built from the lender's own published disclosures, tribal corporate and lending-authority records, federal and state court filings, and CFPB, FTC and state regulator actions. Of the 143 brands in the full list of tribal lenders, 41 are confirmed lending, 74 sit on a watchlist pending verification, and 28 have shut down. Where a figure cannot be sourced we leave it blank rather than estimate it — which is why some entries are deliberately incomplete.

Read how we score lenders and our editorial standards.

Fox Hills Cash Never disclosed · APR Never disclosed
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