Oglala Sioux Tribe
This tribe operates 36 tribal lending brands through Wakpamni Lake Community Corporation — 36 still lending and 0 closed. Across the portfolio, APRs span 200–898%.
Active brands
Court record for this tribe's brands
1 case in our database touches a brand attributed to the Oglala Sioux Tribe . This is the record that decides whether an old balance is still collectable.
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One operator, a separate LLC per storefront
What this portfolio actually costs a borrower
APR is an abstraction until it has a dollar attached. Of the 36 brands we attribute to the Oglala Sioux Tribe, 4 publish a rate we could source, and those run 200–898%. At the top of that range, $1,000 borrowed over twelve months repays about $8,991 — $7,991 of it interest. That ceiling sits above the 795% median across every tribal lender we hold a rate for.
The remaining 32 brands never published a rate we could verify. We leave those out of the range rather than estimate them, which is why the span above covers 4 of 36 brands and not all of them.
The earliest brand here dates to 2012. Brands in this industry rebrand and relaunch constantly, so a name disappearing rarely means the lending stopped — check the closed list above for successors.
Oglala Sioux Tribe lending — frequently asked
Which lenders does the Oglala Sioux Tribe own?
We document 36 lending brands attributed to the Oglala Sioux Tribe of SD: Explore Credit, Omni Credit, Arrowhead Advance, SameDayCredit, Fast Fund Lending, Fox Hills Cash, First Day Loan, Falcon Funding Group, My Funding Choices, My Full Wallet, My Back Wallet, Bison Green Lending, EnableLoans, Check AdvanceUSA, Apex Servicing, Fast Day Loans, JustLoans, Global Trust Funding, Good Loans Fast, Gan Eden Group, Dakota Funding Group, Eagle Rock Funding, Ocean Park Funding, Merit Financial Trust, Consumer First Credit, Madison Trust Group, Lincoln Funding Group, Green Valley Funds, Fair Trust Group, Taft Howard Group, Quincy Adams Group, Title Loan Fast, Rainofcash, Grey Wolf Credit, National Nation Loans, Black Hawk Financial. 36 are still lending and 0 have closed. The lending business is run through Wakpamni Lake Community Corporation, which is the entity that appears in filings rather than the tribe itself.
What APR do Oglala Sioux Tribe lenders charge?
Across the 4 Oglala Sioux Tribe brands that publish a rate, APRs span 200–898%. At the top of that range, borrowing $1,000 for twelve months costs about $8,991 to repay — $7,991 of it interest. That ceiling sits above the 795% median across every tribal lender we hold a rate for. 32 of the tribe's brands never published a rate we could source, so they are excluded from that range rather than estimated.
Is Wakpamni Lake Community Corporation the same as the Oglala Sioux Tribe?
No, and the distinction matters. Wakpamni Lake Community Corporation is the operating entity named in filings; the tribe is the sovereign that charters it. Courts have repeatedly looked past the tribal name on the door to ask who actually funds the loans, sets the rates and takes the profit — which is the test that decided cases like the Western Sky and CashCall litigation.
Have Oglala Sioux Tribe lenders been sued?
Yes. 1 case in our database touches a brand attributed to this tribe. The most recent is The WLCC suffixed-LLC RICO cases (Wakpamni brands) (2025, S.D. Ind., W.D. Ky., Bankr. W.D. Tenn. — several pending). Litigation history is the single best predictor of whether an old balance is still collectable.
Do I still owe a Oglala Sioux Tribe loan?
It depends on where you live, not on what you signed. A tribal loan that exceeds your state's rate cap may be void or uncollectable regardless of the contract terms, and we have no record of a settlement cancelling this tribe's balances. Check your state's rules before you keep paying.
Ownership is verified against each brand's own disclosures, state regulator alerts and court filings. Where a non-tribal operator is named in litigation, we list it above — the lending LLC and the tribe are not always the party actually running the business.
Most tribal brands are one of several run by the same tribe, often through the same non-tribal operator. See the full picture: which tribe owns which lender?