Fast Fund Lending Watchlist
Wakpamni Lake Community Corp. (Oglala Sioux)
Three Wakpamni brands sit one word apart: Fast Fund Lending, Fast Day Loans, First Day Loan. That is not coincidence — it is how a single operator fills the search results for a category with its own storefronts. Fast Fund Lending is the one of the three with a court case naming it directly, and the case names the same tribal officers as all the others.
Fast Fund Lending at a glance
Watchlist- Owning tribe
- Wakpamni Lake Community Corp. (Oglala Sioux)
- Lending since
- Unknown
- Loan amounts
- Never disclosed
- APR range
- Never disclosed
- Product
- installment
What a Fast Fund Lending loan really costs
Fast Fund Lending publishes no rate, amount or fee schedule we could verify, so we state none.
What the record does establish is who runs it. OHLEMEYER v. FAST FUND LENDING (S.D. Ind. 1:23-cv-02143, terminated May 2024) named it as a defendant under the federal RICO statute, alongside the Wakpamni Lake Community Corporation and its officers Raycen Raines III and Bret Crandall.
The Wakpamni BBB profile independently lists Fast Fund Lending among its trading names. Two sources, same answer.
For cost, the honest proxy is the family’s own disclosures: EnableLoans publishes 897.4762% APR on a worked example, Bison Green a $200 loan costing $460.41. Fast Fund Lending shares their operator, not necessarily their exact pricing — the TILA box in your agreement is the only figure that binds.
- Named directly in a federal case, which at least fixes who is behind it
- Publishes no APR, loan range or fees we could find
- One of three near-identical Wakpamni brand names designed to be confusable
- Named as a defendant in a RICO action alongside the Wakpamni corporation
- Its listed sibling EnableLoans discloses 897.4762% APR
Where Fast Fund Lending lends
No published excluded-state list we could find. The Wakpamni family typically excludes South Dakota, the Oglala Sioux Tribe’s home state.
Does Fast Fund Lending report to credit bureaus?
No evidence of reporting to Equifax, Experian or TransUnion.
The family underwrites through specialty bureaus; a default can still reach the main three via a collector.
Apex Servicing, on the same BBB file, is the family’s collections arm.
Three names, one operator, one letter apart
Fast Fund Lending. Fast Day Loans. First Day Loan. Read them quickly and they blur — which is the point. All three are Wakpamni storefronts.
Fast Day Loans and First Day Loan share a single suffixed LLC (FDL); the Wakpamni BBB file lists "WLCC Lending FDL dba Fast Day Loans" and "WLCC Lending FDL dba First Day Loan" as separate trading names of the same entity.
A borrower comparing "Fast Fund Lending" against "Fast Day Loans" believes they are weighing two lenders. They are looking at one operation twice. Spread across 45 names, this is how a single operator occupies a whole category of search results — every door a borrower tries opens into the same building.
The litigation confirms the architecture rather than contradicting it: the WLCC suffix cases decode a dozen of these brands, and nearly every caption names the same three tribal officers as co-defendants.
Frequently asked questions
Is Fast Fund Lending the same as Fast Day Loans?
They are separate brands of the same operator — the Wakpamni Lake Community Corporation. Fast Day Loans and First Day Loan even share one LLC (FDL). Fast Fund Lending is named in its own RICO case, OHLEMEYER v. Fast Fund Lending.
Who is behind Fast Fund Lending?
The Wakpamni Lake Community Corporation, an Oglala Sioux entity, per both a federal court docket (S.D. Ind. 1:23-cv-02143) and its BBB profile. The case named tribal officers Raycen Raines III and Bret Crandall as co-defendants.
What APR does Fast Fund Lending charge?
It does not publish one we could find. Its sibling EnableLoans discloses a representative 897.4762% APR. Rely on the TILA box in your own loan agreement, not on any figure a comparison site attaches to this name.
Is Fast Fund Lending a tribal loan?
Yes. Fast Fund Lending is a tribal lending brand owned by the Wakpamni Lake Community Corp. in SD. That means it lends under tribal law and claims sovereign immunity from your state's interest-rate cap, rather than holding a state lending licence. It has never published an APR we could source, which is itself a warning sign. Whether the loan is enforceable where you live depends on your state.
Is a Fast Fund Lending loan legal in my state?
It depends entirely on your state. High-cost tribal loans are effectively banned in nine states, where a loan above the rate cap can be void and not legally collectible, and restricted in many more. Fast Fund Lending claims tribal sovereign immunity from those caps — an argument courts have accepted in some cases and rejected in others. Check your state before you borrow, and especially before you pay a collector.
How this site works
We are an independent registry — not a lender, not a broker and not a lead generator. This lender did not pay to appear here and cannot pay to change what the review says. We take no money from any lender and sell no applications.
Entries are built from the lender's own published disclosures, tribal corporate and lending-authority records, federal and state court filings, and CFPB, FTC and state regulator actions. Of the 143 brands in the full list of tribal lenders, 41 are confirmed lending, 74 sit on a watchlist pending verification, and 28 have shut down. Where a figure cannot be sourced we leave it blank rather than estimate it — which is why some entries are deliberately incomplete.
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