Habematolel Pomo of Upper Lake
This tribe operates 6 tribal lending brands — 2 still lending and 4 closed. Across the portfolio, APRs span 35.9–950%.
Debt cancellation across this tribe's brands
- Yes — included in the Hengle v. Asner cancellation (over $450M across the four Upper Lake brands), automatic, no claim form.
- Only if your loan predates 1 February 2021. Unlike its three sister brands, Mountain Summit’s cancellation under Hengle v. Asner is capped at that date — a loan taken from February 2021 onward was NOT cancelled and may still be owed.
- Yes — over $450M cancelled for ~555,000 borrowers under the Hengle v. Asner settlement (final approval 25 Oct 2022), automatically and with no claim form. Negative credit tradelines were to be permanently removed.
- Yes — included in the Hengle v. Asner cancellation (over $450M across the four Upper Lake brands), automatic, no claim form.
Active brands
Closed brands
Court record for this tribe's brands
1 case in our database touches a brand attributed to the Habematolel Pomo of Upper Lake , and one of them cancelled or refunded borrower money. This is the record that decides whether an old balance is still collectable.
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$450M+ cancelled + $39M fund
Borrower relief
What this portfolio actually costs a borrower
APR is an abstraction until it has a dollar attached. Of the 6 brands we attribute to the Habematolel Pomo of Upper Lake, 6 publish a rate we could source, and those run 35.9–950%. At the top of that range, $1,000 borrowed over twelve months repays about $9,509 — $8,509 of it interest. That ceiling sits above the 795% median across every tribal lender we hold a rate for.
The earliest brand here dates to 2014. The most recent closure was in 2022. Brands in this industry rebrand and relaunch constantly, so a name disappearing rarely means the lending stopped — check the closed list above for successors.
Habematolel Pomo of Upper Lake lending — frequently asked
Which lenders does the Habematolel Pomo of Upper Lake own?
We document 6 lending brands attributed to the Habematolel Pomo of Upper Lake of CA: Uprova, Ascend Loans, Silver Cloud Financial, Mountain Summit Financial, Golden Valley Lending, Majestic Lake Financial. 2 are still lending and 4 have closed.
What APR do Habematolel Pomo of Upper Lake lenders charge?
Across the 6 Habematolel Pomo of Upper Lake brands that publish a rate, APRs span 35.9–950%. At the top of that range, borrowing $1,000 for twelve months costs about $9,509 to repay — $8,509 of it interest. That ceiling sits above the 795% median across every tribal lender we hold a rate for.
Have Habematolel Pomo of Upper Lake lenders been sued?
Yes. 1 case in our database touches a brand attributed to this tribe, and one of them cancelled or refunded borrower money. The most recent is Hengle v. Asner (Upper Lake brands) (2022, E.D. Va. / 4th Cir.). Litigation history is the single best predictor of whether an old balance is still collectable.
Do I still owe a Habematolel Pomo of Upper Lake loan?
Possibly not. Balances on Habematolel Pomo of Upper Lake brands were cancelled in settlements — check the claim details above before paying any collector, because collectors do still pursue debts that were legally wiped out. Whether a loan is enforceable also depends on your own state: nine states void these loans outright.
Ownership is verified against each brand's own disclosures, state regulator alerts and court filings. Where a non-tribal operator is named in litigation, we list it above — the lending LLC and the tribe are not always the party actually running the business.
Most tribal brands are one of several run by the same tribe, often through the same non-tribal operator. See the full picture: which tribe owns which lender?