Black Hawk Financial Watchlist
Wakpamni Lake Community Corp. (Oglala Sioux)
Trades as myfundingchoices.com. Named with the Wakpamni Lake Community Corporation as co-defendant in RUSHIN v. BLACK HAWK FINANCIAL (S.D. Ind. 1:24-cv-01443), PURSLEY (1:25-cv-02088) and Wood v. Wakpamni Lake Community (W.D. Ky. 4:25-cv-00117). We could not verify its rates or loan amounts.
Black Hawk Financial at a glance
- Owning tribe
- Wakpamni Lake Community Corp. (Oglala Sioux)
- Lending since
- Unknown
- Loan amounts
- Never disclosed
- APR range
- Never disclosed
- Product
- installment
- Website
- myfundingchoices.com
Skip Black Hawk Financial if…
- You need a lender we can confirm is still making loans — its status is unconfirmed.
- You want to know the price before you apply — we found no rate it has ever published.
Because Black Hawk Financial never published one that we could verify, and we do not print figures we cannot source. Comparison sites quote APRs for brands like this routinely; we went looking for where those numbers come from and could not find an origin for them.
What we can show you is the record: who the courts and regulators say is behind the brand, and whether any of it cancels your balance. If you hold an agreement from this lender, the TILA box inside it is the only rate that means anything — and it is worth keeping.
Court record and your Black Hawk Financial loan
No case has cancelled Black Hawk Financial debt. Whether you still owe comes down to your state: in 9 states a loan above the rate cap is void, whatever the contract says — check yours.
- The WLCC suffixed-LLC RICO casesS.D. Ind., W.D. Ky., Bankr. W.D. Tenn. — several pending · 2025 — One operator, a separate LLC per storefront
If a collector is calling, read what to do before you pay anything.
Frequently asked questions
Is Black Hawk Financial a tribal loan?
Yes. Black Hawk Financial is a tribal lending brand owned by the Wakpamni Lake Community Corp. in SD. That means it lends under tribal law and claims sovereign immunity from your state's interest-rate cap, rather than holding a state lending license. It has never published an APR we could source, which is itself a warning sign. Whether the loan is enforceable where you live depends on your state.
Is a Black Hawk Financial loan legal in my state?
It depends entirely on your state. High-cost tribal loans are effectively banned in nine states, where a loan above the rate cap can be void and not legally collectible, and restricted in many more. Black Hawk Financial claims tribal sovereign immunity from those caps — an argument courts have accepted in some cases and rejected in others. Check your state before you borrow, and especially before you pay a collector.
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