Lac du Flambeau Band of Lake Superior Chippewa
This tribe operates 23 tribal lending brands through LDF Holdings — 16 still lending and 7 closed. Across the portfolio, APRs span 400–800%.
Debt cancellation across this tribe's brands
- Only if your loan was taken between 24 July 2016 and 1 October 2023. The Fitzgerald v. Wildcat settlement (effective 16 Jan 2025) cancelled ~$1.4B of LDF loans in that window, automatically. A loan after 1 October 2023 was NOT cancelled.
Settlement claim sites: consumerloansettlement.com. If your loan falls in a covered window, check whether the debt was cancelled before paying anyone.
Active brands
Closed brands
Court record for this tribe's brands
2 cases in our database touch a brand attributed to the Lac du Flambeau Band of Lake Superior Chippewa , and one of them cancelled or refunded borrower money. This is the record that decides whether an old balance is still collectable.
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~$1.4B in loans cancelled + $37.35M fund
Borrower relief -
Bankruptcy stay binds tribes
What this portfolio actually costs a borrower
APR is an abstraction until it has a dollar attached. Of the 23 brands we attribute to the Lac du Flambeau Band of Lake Superior Chippewa, 10 publish a rate we could source, and those run 400–800%. At the top of that range, $1,000 borrowed over twelve months repays about $8,017 — $7,017 of it interest. That ceiling sits above the 795% median across every tribal lender we hold a rate for.
The remaining 13 brands never published a rate we could verify. We leave those out of the range rather than estimate them, which is why the span above covers 10 of 23 brands and not all of them.
The earliest brand here dates to 2015. The most recent closure was in 2023. Brands in this industry rebrand and relaunch constantly, so a name disappearing rarely means the lending stopped — check the closed list above for successors.
Lac du Flambeau Band of Lake Superior Chippewa lending — frequently asked
Which lenders does the Lac du Flambeau Band of Lake Superior Chippewa own?
We document 23 lending brands attributed to the Lac du Flambeau Band of Lake Superior Chippewa of WI: Lendumo, Greenline Loans, Makwa Finance, Loan at Last, Amplify Funding, CashCity, Lendgreen, Sky Trail Cash, Lakeshore Loans, Bridge Lending Solutions, Zfunds, Evergreen Services, Radiant Cash, Cash Aisle, Stone Lake Lending, Brightstar Cash, National Small Loan, Blue River Lending, Avail Blue, Nine Torches, Bear Claw Lending, UbiCash, MitigCapital. 16 are still lending and 7 have closed. The lending business is run through LDF Holdings, which is the entity that appears in filings rather than the tribe itself.
What APR do Lac du Flambeau Band of Lake Superior Chippewa lenders charge?
Across the 10 Lac du Flambeau Band of Lake Superior Chippewa brands that publish a rate, APRs span 400–800%. At the top of that range, borrowing $1,000 for twelve months costs about $8,017 to repay — $7,017 of it interest. That ceiling sits above the 795% median across every tribal lender we hold a rate for. 13 of the tribe's brands never published a rate we could source, so they are excluded from that range rather than estimated.
Is LDF Holdings the same as the Lac du Flambeau Band of Lake Superior Chippewa?
No, and the distinction matters. LDF Holdings is the operating entity named in filings; the tribe is the sovereign that charters it. Courts have repeatedly looked past the tribal name on the door to ask who actually funds the loans, sets the rates and takes the profit — which is the test that decided cases like the Western Sky and CashCall litigation.
Have Lac du Flambeau Band of Lake Superior Chippewa lenders been sued?
Yes. 2 cases in our database touch a brand attributed to this tribe, and one of them cancelled or refunded borrower money. The most recent is Fitzgerald v. Wildcat (Lac du Flambeau brands) (2024, W.D. Va. — final approval Dec 2024). Litigation history is the single best predictor of whether an old balance is still collectable.
Do I still owe a Lac du Flambeau Band of Lake Superior Chippewa loan?
Possibly not. Balances on Lac du Flambeau Band of Lake Superior Chippewa brands were cancelled in a settlement — check the claim details above before paying any collector, because collectors do still pursue debts that were legally wiped out. Whether a loan is enforceable also depends on your own state: nine states void these loans outright.
Ownership is verified against each brand's own disclosures, state regulator alerts and court filings. Where a non-tribal operator is named in litigation, we list it above — the lending LLC and the tribe are not always the party actually running the business.
Most tribal brands are one of several run by the same tribe, often through the same non-tribal operator. See the full picture: which tribe owns which lender?